Investment Return Calculator
Calculate total return, capital gains, and annualized CAGR growth over any holding period.
Last verified: September 2026Inputs & Parameters
Calculation Results
Total return represents cumulative gain over 7.27 years; CAGR reflects the steady annual equivalent rate.
Forecasting Portfolio Returns and Capital Growth
Disciplined long-term investing compounds through capital appreciation and dividend reinvestment. Calculating investment returns involves evaluating total cumulative return percentage and the annualized Compound Annual Growth Rate (CAGR).
Core Mathematical Formulas
- Net Investment Gain:
Net Gain = Final Portfolio Value - Total Capital Invested - Total Return Rate:
Total Return % = (Net Gain / Total Invested) × 100 - Annualized Return (CAGR):
CAGR = [(Final Value / Total Invested)^(1 / Years) - 1] × 100
Worked Example
An initial investment of $10,000.00 that grows to $20,000.00 over a 7.27-year holding period:
1. Net Gain = $20,000.00 - $10,000.00 = +$10,000.00
2. Total Return = ($10,000.00 / $10,000.00) × 100 = +100.00%
3. Annualized Return (CAGR) = [($20,000 / $10,000)^(1 / 7.27) - 1] × 100 = 10.01%/year
Assumptions & Limitations
This calculator provides illustrative mathematical return projections and does not guarantee future financial market performance or provide personalized investment advice. Taxes on capital gains, dividend withholdings, account custody fees, and fund expense ratios are excluded.